Financial Advisor (CFA or CFP)

Job Title: Financial Advisor (CFA or CFP)

Job Type: Consulting/Contract

Location: Remote

Job Summary:

Join our customer’s team as an Everyday Personal Finance Advisor (CFP®) AI Trainer and help shape the future of AI-assisted financial planning. In this impactful role, you’ll leverage your expertise with mainstream American households to review real-world client scenarios, evaluate AI-generated guidance, and offer actionable feedback to ensure technology truly serves both advisors and clients. You’ll collaborate asynchronously with a leading AI lab, focusing on practical, empathetic advice for everyday people navigating budgeting, debt, saving, retirement planning, and basic investing decisions.

Key Responsibilities:

1. Evaluate and review realistic advisory scenarios involving budgets, emergency funds, debt management, retirement planning, and investment decisions tailored to mainstream households.
2. Assess AI-generated recommendations for suitability, clarity, compliance, and actionable practicality for W-2 earners and middle-income families.
3. Document how actual advisor-client conversations unfold, including prioritizing goals, discussing tradeoffs, and walking clients through decision points.
4. Detail decision rules, rules of thumb, and benchmarks commonly used in practice (e.g., cash reserve targets, debt payoff sequencing, retirement savings rates).
5. Deliver clear, plain-language written feedback to enhance AI explanations, next steps, and client communication.
6. Identify and flag compliance or risk issues, emphasizing a fiduciary, client-first approach and appropriate referral scenarios (CPA, attorney, insurance).
7. Contribute to the development of workflows and processes that reflect best practices in everyday personal finance advising.

Required Skills and Qualifications:

1. Several years of hands-on, client-facing experience providing holistic financial planning to mainstream households in roles such as Financial Advisor, Wealth Advisor, or Personal Financial Consultant.
2. Expertise in budgeting, cash flow analysis, debt management, retirement savings strategies, college planning, and basic risk management (insurance needs analysis).
3. CFP® certification strongly preferred (or CFP exam passed with substantial relevant experience); CFA, ChFC, or similar planning credentials considered with strong mainstream client work.
4. Exceptional written and verbal communication skills, with a talent for breaking down complex topics for non-experts.
5. Demonstrated commitment to fiduciary standards, compliance, and high-integrity client service.
6. Experience mentoring others, developing workflows, or standardizing planning processes.
7. Comfort working asynchronously and independently in a remote setting.

Preferred Qualifications:

1. Prior experience in roles blending financial planning and ongoing coaching, such as workplace financial consultant or advisor at national firms.
2. Background designing or improving standardized planning processes or digital advisory journeys.
3. Familiarity with personal finance apps, digital advice platforms, or AI-driven tools and a strong interest in innovation within the advisory space.

Required Skills

• financial planning
• budgeting
• retirement planning
• debt management
• risk management
• cfp certification
• compliance
• written communication
• verbal communication
• client relationship management
• financial problem-solving
• fiduciary standard
• holistic financial coaching
• mentoring
• workflow/process development