Personal Finance Advisor / Certified Financial Planner®

Job Title: Certified Financial Planner® / Personal Financial Advisor

Job Type: Part-time

Location: Remote

Job Summary:

Join our customer’s team as a personal financial advisor (CFP®) and help shape the future of AI-assisted financial planning. This remote, part-time role lets you leverage your expertise working with typical American households to improve how AI supports both financial advisors and everyday clients. Work asynchronously alongside a leading AI lab, providing insights that make financial guidance more accessible and practical for real families.

Key Responsibilities:

1. Review realistic financial planning scenarios that reflect everyday client conversations, covering budgets, emergency funds, debt payoff, retirement planning, and more.
2. Evaluate AI-generated advice for suitability, clarity, and practicality for mainstream and mass-affluent households.
3. Detail how you would conduct advisory conversations — including question frameworks, goal prioritization, and tradeoff discussions (e.g., mortgage payments vs. 401(k) matching, debt repayment vs. investing).
4. Articulate actionable decision rules and rules of thumb used with real clients (such as cash reserve targets or savings-rate benchmarks).
5. Deliver written feedback to refine AI explanations, next steps, and tradeoff framing — focusing on clear, empathetic language for non-experts.
6. Identify compliance and risk considerations, advising when to stay within scope or refer to other specialists (CPA, attorney, insurance).

Required Skills and Qualifications:

1. Several years of client-facing experience as a Financial Planner/Advisor, Personal Financial Consultant, or similar role serving mainstream households (W-2 income, standard employer retirement plans, common debts, and insurance needs).
2. Demonstrated expertise in budgeting, cash-flow planning, debt management, retirement planning, education savings, and risk management for everyday clients.
3. CFP® certification strongly preferred (or CFP exam passed with relevant experience), though ChFC or other credentials considered when paired with substantial practical experience.
4. Exceptional written and verbal communication skills, able to explain tradeoffs in simple, reassuring language.
5. High professional integrity, strong compliance orientation, and commitment to a fiduciary/client-first standard.
6. Hands-on experience with standardized planning processes and a proactive approach to financial problem-solving.

Preferred Qualifications:

1. Experience blending holistic planning and financial coaching, especially in mass-market or workplace advisor roles.
2. Experience mentoring junior advisors or developing planning process materials (checklists, playbooks, workflows).

Required Skills

• financial planning
• budgeting
• retirement planning
• debt management
• risk management
• cfp certification
• compliance
• written communication
• verbal communication
• client relationship management
• financial problem-solving
• fiduciary standard
• holistic financial coaching
• mentoring
• workflow/process development